League City earns highest ISO rating
LEAGUE CITY, TEXAS – Texas State Fire Marshal, Chris Connealy, presented the City of League City with an Insurance Services Office, Inc. (ISO) rating 1/1Y at the Council meeting on April 11, 2017 for improving the fire safety of the city.
A rating of ISO 1 represents the highest rating of fire protection status that a city can achieve. This places League City in the 99.5 percentile nationwide.
This rating impacts fire insurance premiums for home owners and business owners could be the least expensive available (check with local providers).
“This is a rare appearance for the State Fire Marshal and indicates the important announcement,” said Gary Warren, Fire Chief. “This city has a great deal to be proud of with this fire protection rating.”
According to our consultant, when League City moves from a fire protection rating of 3 to a 1, residential property owners may see a savings of 9 percent on their homeowners insurance. In addition, commercial property owners in League City would save a possible 4 percent on their property insurance as well.
Improvements in the city’s fire protection rating signify a significant team effort by city departments over the last 6 years. Improvements were seen in water distribution, agreement with Webster for mutual aid, dispatching capabilities, fire station distribution, record keeping, hydrant maintenance and firefighter response to structure fires. These improvements have been strongly supported and advanced by efforts of the City Council as well.
“The volunteers are doing such an awesome job protecting a very large community,” said Chris Connealy, Texas State Fire Marshal. “This is a city that exemplifies the process of working together.”
The 1Y designation means that property owners in the far southwest portion of the city may not receive the same cost savings. Improvements are continuing as the city develops.
Changes in fire insurance rates will not be available before January 2018 when insurance companies set their rates for the year.
On Nov. 16, 2016, a representative of the Insurance Services Office (ISO) came to League City to survey and determine the fire protection level provided to the citizens of League City. The score given from this survey provides home and commercial fire insurance underwriters a scale by which they determine fire insurance rates for their customers. Since 2010, League City enjoyed an ISO rating of “3”. This is on a scale of 1 to 10 with 10 representing no measurable fire protection at all and 1 representing the highest fire protection level measurable. Recommendations were sent to the head office for verification and then results were sent to the Texas State Fire Marshal’s Office for acceptance.